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Verdict: The WorldPoints Rewards for Business Visa Credit Card offers a host of benefits for business owners: The card boasts a strong rewards program, low interest rate (depending on cardholders’ credit scores), no annual fee and an introductory interest rate of 0 percent. These features rank this card as one of the top business cards on the market.
Overview: The WorldPoints business card allows cardholders to earn their rewards points at different rates depending on what they charge. Cardholders will earn more points when they use their Visa card at gas stations, restaurants and, befitting a business card, office supply stores. They’ll earn fewer points for all other purchases.[include file=/wp-content/themes/customtheme/rec-business.php]
How this Card Works: Cardholders earn rewards points for every dollar that they charge on their WorldPoints Rewards business card. They can redeem these points once they earn 2,500 of them. The points never expire, and there is no limit to the number that cardholders can earn.
Travel and Shopping Benefits: Cardholders earn two rewards points for every dollar they charge at gas stations, restaurants and office supply stores. They earn one rewards point for every dollar they charge at at all other locations. Cardholders can redeem these points for gift certificates, merchandise, cash, travel with no blackout dates, car rentals and hotel stays. They can also redeem points for sports memorabilia and major concerts and sporting events through the card’s Ultimate Access Rewards program.
Fees: The WorldPoints Rewards Business card comes with a stellar interest rate of 11.24 percent for cardholders with strong credit scores. Those with weaker scores, though, should be wary: This card’s interest rate can rise as high as 21.24 percent for cardholders who have poor credit scores.
The card comes with no annual fee. It also boasts an introductory offer of 0 percent interest for the first nine billing periods.
- Low interest rate depending on credit score.
- Generous rewards program.
- No annual fee.
- Can redeem points for a wide variety of merchandise, travel and other rewards.
- Cardholders with low credit scores can be stuck with interest rate as high as 21.24 percent.
- Earn fewer points for most charges.