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The Visa Black card, made of carbon graphite, is a direct competitor to American Express’s famous Platinum and Centurion cards and comes with many of the same benefits.
If you are simply looking to get a black card fast – the Visa Black Card is a more logical option since American Express Centurian is invite only.
If airport lounge access and concierge service are important to you and you are willing to fork out the $495 annual fee – than the Visa Black Card may be worth a look.
Visa Black Card Overview:
The Visa Black card earns 1% cash back on all purchases or 1 point per dollar that can be redeemed for travel.
Although the rewards program is fairly standard, this card does offer some good perks for those who travel often.
Our Favorite Perk: The Visa Black card grants you unlimited access (perviously this was limited to two visits a year) to over 350 VIP airport lounges worldwide, and includes a concierge service that is available 24/7 365.
You also receive trip cancellation insurance of up to $1,500 on all travel booked with this card.
Auto rental insurance is also included for most rentals booked with Visa Black which is a must have perk for any business traveler.
This card also eliminates having to ever worry about the airline losing your bags. If your bags are delayed, Visa Black Card will reimburse you up to $100 a day for three days. And, if your luggage is lost, you are eligible for a reimbursement of up to $3,000.
Other notable travel perks include:
- Reimbursement of up to $300 / ticket for trip delays
- Roadside dispatch
- Warranty manager service
The annual fee for the Visa Black card is $495. An additional annual fee of $195 applies for each authorized user.
Ideally, if you are a business traveler and want to impress clients (and other customers at the hotel bar), but can’t wait for an invitation to the much more expensive American Express Centurion club (which has a one time joining fee of $5,000 and a $2,500 annual fee), this card is good and relatively (yes relatively) inexpensive choice.
However when comparing this card with the Platinum Card from American Express, the Platinum card still takes the cake. Assuming you can get approved by Amex for it.
- Unique-made of carbon graphite
- Decent rewards program
- Unlimited airport lounge access
- Many other great travel perks
- $495 annual fee
- $195 additional annual fee per authorized user