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United MileagePlus Explorer Card
Annual Fee: $95 (Waived 1st Year)
Credit Needed: Excellent
Rewards Program and Signup Bonuses*:
- Start with 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months from account opening
- Check your first bag for free - save up to $100 per roundtrip
- Enjoy priority boarding privileges and visit the United Club with two one-time-use passes every yearNo foreign transaction fees
- Earn double miles on tickets purchased from United, and 1 mile per $1 on all other purchases
- Your miles don't expire as long as your credit card account is open, with no limit to the number of miles you can earn
- Use your miles for any seat, any time, on any United flight
- $0 intro annual fee for the first year, then $95
Intro Balance Transfer
16.24% Variable on Purchases and Transfers
Chase recently teamed with United Airlines to launch their new credit card, the United MileagePlus(R) Explorer Card.
If you've heard about this card, it's probably because of the 30,000 bonus airline miles that you can earn with it during your first year after activating your account.
That's a good offer. But there's more to this card than bonus miles. It also comes with its own rewards program and other perks.
Is this the right card for you? It might be if you travel frequently and if you're a heavy credit-card user.
Here are the basics of the MileagePlus Explore Card
The Bonus Offer
The bonus miles offer has received the most press. And here's why: If you use your card often enough, you could earn 30,000 free airline miles good for United and Continental airlines flights.
Here's a negative: The MileagePlus Explorer Card does come with a fairly hefty $95 annual fee. It is waived for the first year, though.
You'll earn two free air miles for every dollar that you charge in purchases from United Airlines or Continental Airlines. If you charge flights on either airline, the free miles, then, can quickly add up.
You'll also receive one free air mile every time you charge a dollar for other purchases.
The purchase interest rate on this card is a fairly standard 16.24 percent. That's not a fantastic rate, but it's not a bad one, either. Cash advances cost $10 or 3 percent of your advance amount, whichever figure comes in higher. The fees for late payment and returned payments can both hit $35.
The Bottom Line
This can be a great card for frequent United customers. Everyone else should check out our Guide to Travel Rewards Credit Cards.