THIS PAGE MAY CONTAIN AFFILIATE LINKS. MEANING WE RECEIVE COMMISSIONS FOR PURCHASES MADE THROUGH THOSE LINKS, AT NO COST TO YOU. PLEASE READ OUR DISCLOSURE FOR MORE INFO.
Credit Shout may collect a share of sales or other compensation from the links on this page.
Verdict: Rates and bonuses are not competitive when compared to other airline rewards cards, although the card will give you 2 points per dollar on United purchases. If your company travels often with United, this card will pay off.
The United Mileage Plus Platinum Business card earns points for every dollar spent, with double points earned at United. You can redeem these points for any available seat on a United flight, hotel stays, car rentals, and more. You’ll get a bonus of 20,000 miles with your first purchase of $250 or more, along with two travel certificates. All cardholders will earn points and will have access to 100% of the credit limit unless you contact customer service and designate spending limits.
How This Card Works:
The United Mileage Plus Platinum Business card is accepted wherever Visa cards are. The card will earn at least 1 point for every $1 spent, and 2 points per dollar on United purchases like flights and services. You can use these points for hotel stays, car rentals, merchandise, United flights, or credit toward your annual fee. If you choose, you can redeem these points for any available seat on any United flight. When you’re approved and make a first purchase of at least $250, you’ll receive 20,000 bonus miles, a free one-way, 1,000 mile, one-class upgrade certificate, and a $25 United travel certificate. You can earn up to 150,000 miles per calendar year, with no mileage cap for elite members. Once approved, all cardholders will have access to 100% of the credit limit. If you wish, you can contact customer service to set a spending limit for each cardmember. You’ll also receive a free quarterly management report for your credit card.
Travel and Shopping Benefits:
Your United Mileage Plus Platinum Business card earns 1 pont for every dollar spent, and double points on all United purchases like services and flights. These points can be redeemed for car rentals, hotel stays, merchandise, and credit toward your annual fee. Most importantly, your points can be used for any available seat on any United flight with no black-out dates. You can earn up to 150,000 points per calendar year, with no mileage cap for elite members. When you make your first purchase of $250 or more you’ll receive two bonuses: a $25 United travel certificate and a one-way, 1,000 mile, one-class upgrade certificate.
The APR for this card is 13.24%, applying to both purchases and balance transfers. The cash advance APR is a variable 19.24% and the overdraft advance APR is 13.99% fixed. The default APR is 27.24%. There’s a 20 day grace period. There’s no annual fee first year, then $75 per year, and $25 per year for each additional card. The transaction fee is 3% of the amount, minimum $5 for balance transfers and $10 for cash advances. Late fees are $15 for balances up to $100, $29 for balances between $100 and $250, and $39 for balances over $250. The over the credit limit fee is $39.
- Rewards can be redeemed for any available seat, or a variety of other things
- Reasonable APR
- Bonus 20,000 miles
- 2 bonus travel certificates
- Ability to set up spending limits for each cardholder
- Annual fee is $75 plus $25 per cardholder
- Rewards aren’t competitive to other companies and credit cards