United Mileage Plus Platinum Business Card Review | CreditShout

United Mileage Plus Platinum Business Card Review

By Dan Rafter / October 8, 2010

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Verdict: If you fly frequently on United Airlines, the United Mileage Plus Platinum Business card will let you quickly build up free air miles. The card also offers a host of other perks, including free travel and emergency assistance. The interest rate is also a reasonable 13.24 percent. There is one downside, though: The card comes with an annual fee of $75.

Overview: The United Mileage Plus Platinum Business Card allows both you and your authorized employees to build up air miles with the money you spend both by booking United flights and making other purchases, though you’ll earn miles more quickly when you’re using card to book flights. Fees are fairly standard for this category of business credit card.

How This Card Works: The United Mileage Plus card gives you at least 20 days after the close of each billing cycle to pay your balance in full. If you do this, you won’t be charged any interest. If you don’t, you’ll be charged a minmum of $1.50 in interest, even if your balance isn’t high enough to equal such a charge.


Travel and Shopping Benefits
: You’ll earn 30,000 bonus air miles after taking out the card after you charge your first $250 on it. You’ll also earn one air mles for $1 you or your authorized employees spend on outside purchases. For every $1 you spend on United Airlines tickets and services, you’ll earn two free air miles.

The card also comes with free quarterly management reports, online expense management services and 24/7 travel and emergency assistance. You will also receive an upgrade certificate and a $25 discount travel certificate after you use your United Mileage Plus Platinum card to make your first purchase.

Fees: Outside the $75 annual fee — which the Mileage Plus card Web site refers to as a “low” annual fee — the fees associated with this card are relatively standard. The interest rate is a solid 13.24 percent, and late fees can run up to $15 for balances up to $100, $29 for balances from $100 to $250 and $39 for balances higher than $250. The fee for cash advances stands at $10 or 3 percent of the advance amount, whichever is higher. Both the over-the-credit-limit and returned-payment fees stand at $39.

Pros:

  • Earn free air miles with every purchase.
  • Earn these miles more quickly when you purchase United flights and services.
  • Other services, including emergency travel assistance and online expense management, are available.

Cons:

  • Annual fee of $75.
  • Late payment fees of up to $39.
  • Returned-payment and over-the-limit fees of $39.
The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author's alone.Additionally, the opinions of the commenters are not necessarily the opinions of this site

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