Staples Credit Card Review

Verdict: The Staples Business Credit Card and Personal Card are both decent cards for those who won’t carry a balance and purchase a large amount of ink, toner and paper or frequently use the Staples copy & print services.

Overview: The Staples Business Credit Card and Personal Credit Card are offered by Citi and targeted at frequent staples customers. These cards allow you to earn cash back rewards on popular Staples purchases. Many businesses may look into this card as a way to better manage their cash flow – however because of the high APR I highly recommend you pay off your balance in full each month or you will get killed with interest, especially on large corporate purchases.

Fees: This card has no annual fee.

Rewards: With the Staples Business Card and Personal Card you are enrolled in Staples Rewards. This program allows you to earn the following:

  • 10% back on Ink & Toner Purchases.
  • 10% back on Case & Ream Paper Purchases.
  • 10% back on Copy and Print Purchases.
  • $3 back per Ink or Turner Cartridge Returned For Recycling.

You also get free delivery on orders of $50 or more. You automatically receive your rewards by mail after you’ve earned at least $10. With both the Staples Business Card and the Personal Card there is no cap on the amount of rewards that you can earn.

One really unique feature of the rewards program is the Ink Recycling Rewards. This is a great way for your company to earn some extra cash back on your used printer cartridges, and at the same time become a bit more green. You can recycle up to 10 cartridges a month, and any cartridge that was sold at any retail store in the US is accepted.


  • Free Shipping on all orders of $50 or more.
  • 10% back on popular purchases at Staples.
  • $3 back per ink or turner cartridge returned for recycling.
  • Earn unlimited rewards.
  • No annual fee.


  • High APR.

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