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Verdict: The St. Louis Cardinals gave us Stan Musial, Lou Brock, Bob Gibson and today’s best slugger, Albert Pujols. They’re arguably the most powerful baseball team in the Midwest. And you’re a fan. To show it, you can apply for the St. Louis Cardinals MLB Extra Bases Credit Card. This card comes with the Cardinals’ distinctive logo on its front. It also provides you with rewards points, which you can turn into Cardinals’ merchandise, with every purchase you make with it.
Overview: The St. Louis Cardinals Extra Bases credit card is one in a series of 30 — one for every team — offered by Bank of America and Major League Baseball. Each card comes with the same basic rewards program. None of the cards charge an annual fee.
How This Card Works: This card provides you with rewards points with every purchase that you make with it. You might argue that the amount of points it provides, though, isn’t quite enough.
Travel and Shopping Benefits: You’ll earn the same amount of rewards points for every dollar that you charge with the St. Louis Cardinals MLB Extra Bases credit card: one. That’s somewhat of a disappointment to consumers used to earning double or triple rewards points for specific purchases made with higher-end credit cards. The fun with this card, though, starts when you earn enough points to redeem them. Then you can shop online for Cardinals jerseys, autographed baseballs, baseball cards, game programs and even the chance to attend invitation-only team events.
Fees: The Cardinals card comes with a reasonable interest rate, depending on your credit score. If your score is high, your purchase interest rate will be as low as 12.99 percent. If it’s high, your rate can soar to as much as 20.99 percent. The card also comes with an introductory interest rate offer of 0 percent on all new purchases for the first 12 months after you activate your account. The card comes with no annual fee, and a cash-advance fee that runs either $10 or 4 percent of the advance amount, whichever figure is higher. Returned-payment fees cost up to $25, while late-payment fees run as high as $35.
- Purchase interest rate of 12.99 percent for cardholders with strong credit.
- No annual fee.
- Rewards points with every purchase that you make.
- Rewards program comes with no flexibility.
- Every purchase earns the same amount of rewards points.
- Purchase interest rate can run as high as 20.99 percent, depending on your credit.