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Verdict: The names Steve Garvey, Eric Show, Tony Gwynn and Jake Peavy still give you goosebumps. They are all former Padres stars, and they all shone under the California sun. You can show your support for this team by applying for the San Diego Padres MLB Extra Bases credit card. This card, which comes with the Padres logo on its front, provides you with rewards points with every purchase that you make with it.
Overview: This is one of 30 Extra Bases credit cards offered by Major League Baseball and Bank of America, one for each squad in the Major Leagues. Each card offers the same rewards program and charges the same fees and interest rates.
How This Card Works: Cardholders will earn rewards points every time they use their San Diego Padres MLB Extra Bases Credit Card to make a purchase. They can then redeem these points for merchandise such as Padres jerseys, invitations to special team events and tickets to home games. They can also turn their points into airfare, Major League Baseball merchandise and other items.
Travel and Shopping Benefits: You’ll earn one rewards points for every dollar that you charge with this card. You can also take advantage of an introductory interest rate offer of 0 percent on all new purchases for the first 12 months after you activate your account.
Fees: The fees associated with the San Diego Padres MLB Extra Bases Credit Card are reasonable, especially for consumers whose credit scores are solid. The card’s purchase interest rate varies, rising from a low of 12.99 percent to a high of 20.99 percent. The lower a cardholder’s credit score, the higher the interest rate. There is no annual fee with this card, and cash advances cost either $10 or 4 percent of the advance amount, whichever figure is higher. Returned-payment fees can run as high as $25, while late-payment fees can hit a high of $35.
- No annual fee.
- Purchase interest rate can run as low as 12.99 percent.
- Rewards with every purchase that you make with this card.
- Rewards program is limited.
- Cardholders with weak credit scores can have purchase interest rate as high as 20.99 percent.