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Verdict: The RadioShack Credit Card claims that it “isn’t any ordinary credit card” this is truthful in a way because the card is far worse then even an ordinary credit card.
If you are looking to earn cash back on your electronics purchases I recommend the Discover More card which gives you 5% – 20% when you shop online for electronics at popular retailers like Best Buy through the ShopDiscover program.
Overview: The RadioShack Credit Card is offered through Citibank. This store credit card is mainly for those who would like to finance in-store purchases “interest free” for 12 months (warning: see below).
Fees: This card has no annual fee.
Rewards: The RadioShack rewards program is one of the most bizarre I’ve seen. This card doesn’t have a real rewards program – instead you can save 15% on all store stocked batteries. Obviously the average person doesn’t buy enough batteries to warrant having a special credit card to save money on those purchases, making this card completely obsolete.
This card also claims that you pay no interest on purchases if the balance is paid within 12 months. You need to be careful here though because if you don’t pay the purchase off within 12 months you then have to pay interest from the date that the purchase was made.
- High APR
- Bad Perks (15% off batteries – really?)
- No Rewards Program