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Verdict
If you have less than perfect credit, the Capital One® QuickSilverOne® allows you to take advantage of the same perks, benefits, and purchasing power granted to those with an excellent perfect credit history. If you are building or rebuilding your credit profile, we think you should consider the QuickSilverOne cash back rewards card for your wallet.
The only distinctions between the QuickSilverOne card and the QuickSilver cash rewards card are:
- QuickSilverOne comes with a $39 annual fee
- QuicksilverOne is available to those with average or limited credit.
In our opinion, a $39 annual fee for a rewards credit card as generous as the QuickSilverOne card for consumers with average credit is a great deal.
If you have good or excellent credit, you will want to check out the CapitalOne QuickSilver or Discover it cash back rewards cards.
QuickSilverOne's Program and Benefits
The QuickSilverOne cash back rewards program is quite simple:
- Earn 1.5% Cash Back on all spending.
- Rewards are not capped.
- Rewards never expire.
- There are no minimum thresholds required for redemption.
- You can redeem your rewards at any time.
Unlike many rewards cards available today, there are no rotating bonus categories that require opting in every few months to get higher rewards.
CapitalOne also offers these great benefits:
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