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Verdict: The Phillips 66 Conoco76 MasterCard offers a 4% rebate on fuel purchases at Phillips 66, Conoco and 76 Stations and 1% back on all other purchases. Station specific cards like this one really only make sense if you buy gas from these stations exclusively.
If you are planning on buying gas from other stations as well I recommend Discover Open Road which will give you 2% back on all gas purchases and restaurant purchases and then 1% back on all other purchases. The perks and added benefits of Discover Open Road also outweigh any benefits offered by a station specific card like this one.
Overview: The Phillips 66 Conoco76 MasterCard is a gas rebates credit card offered by Citibank. This card allows you to earn rebates for purchasing gas at Phillips 66, Conoco and 76 gas stations.
Fees: This card has no annual fee.
Rewards: Like many gas station rebate credit cards, the Phillips 66 Conoco76 MasterCard has a simple rewards program that allows you to earn a 4% rebate on purchases made at Phillips 66, Conoco and 76 gas stations.
With this card you also earn 1% back on all purchases after you spend $5,000 in one year. On all other purchases up to that point you will earn 0.5% back. You can earn a maximum of $50 in rebates per billing cycle – meaning that if you are a big spender you may want to consider one of the gas rewards cards on our best gas credit cards 2010 page.
- Average APR.
- Good rewards program for a gas station credit card (minus the cap on rewards).
- For those of you who are going to put more than $5,000 a month on a card, you may want to look elsewhere because of the cap on rewards.