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Verdict: You remember Mark McGwire before he was on steroids. You remember Jose Canseco when he was a baseball player and not a tell-all author. And you remember fondly the days when the Oakland Athletics were regular participants in Major League Baseball’s postseason. You’re an Athletics fan, and now you can show the world with the Oakland Athletics MLB Extra Bases credit card. This card, which comes decorated with the Athletics logo, will provide you with rewards points with every purchase that you make with it.
Overview: This is one of 30 MLB Extra Bases credit cards issued by Major League Baseball and Bank of America. All 30 cards, including this one devoted to the Athletics, provide the same rewards program and charge the same rates and fees. Only the logos on the front change.
How This Card Works: You’ll earn rewards points with every purchase you make with this card. You can then redeem these points for autographed jerseys and baseballs, tickets to Athletics games, game programs and even the chance to throw out the opening pitch at an upcoming home game. You can also turn your rewards points into airfare and other merchandise.
Travel and Shopping Benefits: You’ll earn one rewards point for every dollar that you charge with the Oakland Athletics MLB Extra Bases Credit Card. This is a straightforward plan, but it’s not quite as flexible as are those that come with some of the higher-end rewards cards. Those plans allow you to earn double or triple your rewards points with some purchases; the MLB Extra Bases credit cards don’t.
Fees:The Oakland Athletics MLB Extra Bases credit card comes with an introductory interest rate of 0 percent on all purchases within the first 12 months after you activate your account. After this, the interest rate will adjust to anywhere from 12.99 percent to 20.99 percent, depending on your credit score. The higher your score, the lower your purchase interest rate will be. The card’s other fees are standard for the industry. Returned-payment fees run as high as $25, while late-payment fees can cost up to $35. Cash advances cost either $10 or 4 percent of the advance amount, whichever figure is higher. This card comes with no annual fee.
- No annual fee.
- Purchase interest rate can be as low as 12.99 percent.
- Rewards points with every purchase.
- Purchase interest rate can soar to as high as 20.99 percent.
- Rewards program offers no opportunity for double or triple points rewards.