New York Yankees MLB Extra Bases Credit Card Review

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Verdict: The New York Yankees — despite what fans in Boston might say — remain the premier franchise in Major League Baseball. If you’re lucky enough to root for the Bronx Bombers, Bank of America and Major League Baseball have a rewards credit card for you: the New York Yankees MLB Extra Bases Credit Card. This card allows you to earn rewards points with every purchase while showcasing your love of the Yanks.
Overview: New York fans might think that their baseball team operates in its own solar system, but the New York Yankees credit card is just one of 30 — one for every team — that Major League Baseball offers. The card, of course, comes decorated with the famous New York Yankees’ logo.
How This Card Works: You’ll earn rewards points with every purchase that you make with the New York Yankees Extra Bases card. Whether you earn enough points is open for debate.
Travel and Shopping Benefits: You’ll earn one rewards point for every dollar that you charge with this card. Once you earn enough points, you can redeem them for either Major League Baseball or New York Yankees’ memorabilia. This includes everything from autographed baseballs to official team jerseys to trips to invitation-only Yankees-sponsored events. The rewards program is far from high-end, though; unlike others in the industry, you won’t have the opportunity to earn double or triple your rewards points on certain purchases.
Fees: This card comes with a purchase interest rate that ranges from 12.99 percent to 20.99 percent, depending on your credit score. The lower your score, the higher your rate. For the first 12 months after you activate your credit card account, though, your purchase interest rate will stand at an introductory level of 0 percent. The card does come with no annual fee, while cash advances run either $10 or 4 percent of the advance amount, whichever figure is higher. Returned-payment fees can run up to $25, while late-payment penalties can hit $35.
Pros:

    • Straightforward rewards program.
    • No annual fee.
    • Introductory purchase interest rate offer of 0 percent.

Cons:

    • Rewards program comes with little flexibility.
    • Purchase interest rate can rise as high as 20.99 percent.

 
 

Credit Shout is a community of personal finance experts dedicated to helping you save money and make smart financial decisions. Learn how to master your credit card rewards, improve your credit score and start eliminating your debt.

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