MLB Extra Bases Credit Card Review

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Verdict: Do you bleed Cubbie blue? Or maybe you can’t go a day without wearing Yankees pinstripes? Do you still remember when Kirk Gibson blasted that momentum-changing home run in the 1988 World Series for your Dodgers? Then you’re a true fan of Major League Baseball. Bank of America now offers a credit card designed just for you, the MLB Extra Bases Credit Card, a rewards card that lets you showcase your passion for your favorite baseball squad while earning points on every purchase that you make.

Overview: You can choose an MLB Extra Bases Credit Card adorned with the team logo of your favorite baseball team, from the Braves to the Nationals and every squad in between.

How This Card Works: You’ll earn rewards points for every dollar that you spend with this card. Unfortunately, the rewards system isn’t the strongest in the business: You won’t have the opportunity to earn more points for specific transactions. However, you can redeem your points for a wide variety of baseball-related merchandise and experiences.

Travel and Shopping Benefits: For every dollar that you charge with the MLB Extra Bases Credit Card, you’ll earn a rewards point. You can then redeem these points for team apparel, tickets to spring training and regular-season games, autographed baseballs, team magazines and even unique experiences such as throwing out a ceremonial first pitch or invitation to special events with team members.

Fees: There is no annual fee with this card. It also comes with an introductory interest rate of 0 percent for the first 12 statement closing dates after you activate your account. After this period, the purchase interest rate jumps to anywhere from 12.99 percent to 20.99 percent, depending on your credit score. Cash advances cost either $10 or 4 percent of the advance amount, whichever figure is higher, while late-payment penalties can run as high as $35. The card’s returned-payment fee can run to $25.

Pros:

  • No annual fee.
  • Earn rewards points with every purchase.
  • Redeem points for baseball-related merchandise.

Cons:

  • Purchase interest rate can be as high as 20.99 percent depending on your credit score.
  • Rewards program is vanilla.

Credit Shout is a community of personal finance experts dedicated to helping you save money and make smart financial decisions. Learn how to master your credit card rewards, improve your credit score and start eliminating your debt.

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