Minnesota Twins MLB Extra Bases Credit Card Review | CreditShout

Minnesota Twins MLB Extra Bases Credit Card Review

By Dan Rafter / March 10, 2011

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Verdict: You still have fond memories of Frank Viola’s pitching heroics in the 1987 World Series. You remember the clutch hits that Kirby Puckett delivered in the 1991 World Series. Yes, you’re a committed fan of the Minnesota Twins. Thanks to Bank of America, you can now show-off this passion with a Minnesota Twins MLB Extra Bases Credit Card. And every time you use this card to make a purchase, you’ll earn rewards points that you can cash in for Twins and Major League baseball merchandise and tickets.

Major League Baseball and Bank of America offer 30 MLB Extra Bases credit cards, including this one devoted to the Minnesota Twins. All of these cards come with the same rates, fees and rewards programs. The logos, of course, change according to the team.

How This Card Works: You’ll earn rewards points with every purchase that you make with your Minnesota Twins MLB Extra Bases credit card. You can then cash in these points for team apparel, tickets to Minnesota home games, airfare, autographed Twins memorabilia and trips to Spring Training destinations.

Travel and Shopping Benefits: The rewards program attached to the Minnesota Twins MLB Extra Bases credit card is a straightforward one: You’ll earn one rewards point for every dollar that you charge with this card. The problem is that there is no room for flexibility. You don’t have the ability to earn double or triple the rewards points with specific purchases as you do with more lucrative rewards programs. The card does come with an introductory interest rate of 0 percent on new purchases for the first 12 months after you activate your account.

Fees: The interest rate on this card ranges from 12.99 percent to 20.99 percent, depending on your credit score. The higher your score, the lower your purchase interest rate will be. There is no annual fee with this card, and other fees are industry standard. Cash advances cost $10 or 4 percent of the advance amount, whichever figure is higher. Late-payment fees can hit as high as $35, while the card’s returned-payment fee comes in at $25.

Pros:

  • Earn rewards with every purchase.
  • Turn rewards into Twins and baseball-themed merchandise and experiences.
  • No annual fee.

Cons:

  • Rewards program is too basic.
  • Purchase interest rate can run as high as 20.99 percent if your credit is weak.
The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author's alone. Additionally, the opinions of the commenters are not necessarily the opinions of this site

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