Overview: The Los Angeles Dodgers card is just one of 30 MLB Extra Bases credit cards offered by Bank of America and Major League Baseball. The cards offer identical rates, fees and rewards programs.
How This Card Works: With this card, you’ll earn rewards points with every purchase that you make. You can then turn these points into a wide variety of items, everything from tickets to Los Angeles Dodgers games to L.A. apparel to airfare for a Spring Training trip.
Travel and Shopping Benefits: With every dollar that you charge with the Los Angeles Dodgers MLB Extra Bases Credit Card, you’ll earn a single rewards point. This puts this rewards program a bit behind more advanced versions, ones that allow cardholders to earn double or triple their rewards points with certain purchases. But this card does offer an additional perk: It comes with an introductory interest rate of 0 percent on all new purchases for the first 12 months after you activate your account.
Fees: The card’s purchase interest rate can be as low as 12.99 percent. But you’ll need a high credit score to qualify for that rate. If your score is particularly weak, your purchase interest rate can rise as high as 20.99 percent. On the plus side, the card comes with no annual fee. Its other fees are standard for the industry: Cash advances run either $10 or 4 percent of the advance amount, whichever is higher. Late-payment fees can hit $35, while returned-payment fees can run as high as $25.
Pros:
- No annual fee.
- Interest rates as low as 12.99 percent.
- Rewards points with every purchase.
Cons:
- Rewards program too basic; no opportunity to earn extra points.
- Purchase interest rate can rise as high as 20.99 percent if you have bad credit.