Kohls Credit Card Review | CreditShout

Kohls Credit Card Review

By Kevin / April 28, 2009

THIS PAGE MAY CONTAIN AFFILIATE LINKS. MEANING WE RECEIVE COMMISSIONS FOR PURCHASES MADE THROUGH THOSE LINKS, AT NO COST TO YOU. PLEASE READ OUR DISCLOSURE FOR MORE INFO.

Credit Shout may collect a share of sales or other compensation from the links on this page.

kohls_credit

Verdict: The Kohls credit card offers a lot of benefits and savings to Kohls shoppers but is not intended to carry a balance because the APR is high.

Overview:
The Kohls credit card is good only at Kohls department stores and kohls.com. Cardholders get discounts during sales, as well as receiving special financing and discount promotions at least 12 times a year.

[include file=/promos/cash-back.php]

How This Card Works:
The Kohls credit card can be used at Kohls stores and online at kohls.com. When you’re approved, you’ll receive 10% off your first purchase. In addition, you get at least 12 extra discounts per year of at least 15% on all merchandise, including clearance and sale. If you spend at least $600 during the year you become an MVP cardholder, which entitles you to 6 pick-your-day savings.

Travel and Shopping Benefits:
Your Kohls card enables you to take advantage of special financing and sales promotions throughout the year, as well as at least 12 discounts a year when you use your Kohls card. If you spend at least $600 during the year your status is upgraded to MVP, allowing you to pick six days a year for savings of at least 15%. When your application is approved you also receive 10% off your first purchase. All discounts with your Kohls credit card apply to all merchandise, including sale and discount items.

Fees:
The APR for your Kohls card is 21.9%, fixed. The grace period is at least 25 days. Late fees for your credit card are $15 if the balance is between $15 and $50, and $29 if the balance is greater than $50. The returned payment fee is $25. There is no annual fee for the Kohls credit card.

Pros:

  • Reasonable late fees
  • No annual fee
  • 12 discounts per year of at least 10%
  • 15% off first purchase
  • MVP members receive 6 pick-a-day savings

Cons:

  • Fixed 21.9% APR
The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author's alone. Additionally, the opinions of the commenters are not necessarily the opinions of this site

8comments

Leave a comment:


shares