If you have bad or fair credit, or if you suffered a previous bankruptcy, and you want a real credit card, then you need to check out the Indigo® Unsecured Mastercard®. This a genuine credit card (not a secured card or catalog card) that will not load you up on hidden fees.
Pre-Qualifiy Without Impacting Your Credit Score
One of the things I love about the Indigo® card is that you can request to be pre-qualified before applying. It takes only minutes to see if you are pre-qualified. And, since it is a “soft” credit check, seeing if you are pre-qualified will not impact your credit score.
While their pre-qualification tool does not guarantee your approval, if you qualify there is an extremely good chance you’ll be approved when you apply.
Even if you are pre-qualified, you will not be obligated to take out this card. So there is no harm in checking.
Why Else Should I Apply?
The Indigo® Unsecured Mastercard® credit card has a number of advantages that make it a great choice for anyone looking for an unsecured credit card.
First, the card is a real credit card. This mean you can use the Indigo® Unsecured Mastercard® anywhere that Mastercard® is accepted – which is pretty much everywhere.
Second, for anyone trying to establish or re-establish their credit, we recommend this card because it reports to all three major credit bureaus.
By making regular on-time monthly payments, you can demonstrate the kind of financial responsibility that many lenders look for when evaluating your creditworthiness. Demonstrating a good payment record may help you qualify for better rates on mortgages, car loans, and other forms of credit.
Third, this credit card also offers cardholders additional benefits, including Identity Theft Resolutions Services, Extended Warranty Coverage, and Price Protection.
Fees and Costs
The annual fee for the card will vary depending on your creditworthiness . Not everyone qualifies for the lowest annual fee, however.
For Ongoing annual fees, please check the card’s terms hitting the “pre qualify today” button below.
Best of all, there are no hidden fees with this card.
The Bottom Line
We consider the Indigo® Unsecured Mastercard® Credit Card to be the one of the top credit cards available today for anyone who want to establish a consistent payment record while enjoying the convenience of a credit card.
We love that you can check if you are pre-qualified without hurting your credit score, that it is a real Mastercard, and that it reports to all three major credit bureaus: Equifax; Experian; and TransUnion.
This allows you to demonstrate responsible credit usage to other lenders and helps to establish or re-establish your credit scores. You just need to use your card responsibly and pay your bill on time each month.
On top of that, you can apply even if you have a bankruptcy on your credit report.
I think it is worth your time to at least check if you are pre-qualified for the Indigo® Platinum card. Remember, it will not impact your credit score. And you will not be required to apply.
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