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Verdict: The Hyatt Credit Card is perfect is you travel often. By using it, you can quickly build up rewards points that you can convert into free stays at Hyatt hotels across the country. The card also comes with a reasonable interest rate. There is one downside: The Hyatt Card from Chase comes with a $75 annual fee.
Overview: Like many hotel rewards cards, the Hyatt Credit Card lets you earn rewards points more quickly when you use your card at Hyatt hotels. However, you’ll still earn rewards for every purchase you make. You just won’t earn them as quickly when you shop at gas stations, grocery stores or big-box retailers.
How This Card Works: Chase’s Hyatt Credit Card allows you to earn an unlimited number of rewards points. And these points never expire. You can redeem them for free stays at Hyatt hotels across the world. You can also use your points to buy Hyatt merchandise.
Travel and Shopping Benefits: The Hyatt card operates a two-tiered rewards system. For every dollar that you charge at Hyatt hotels or on Hyatt merchandise, you’ll earn three rewards points. For every dollar you charge for other purchases, you’ll earn a single rewards points. You can then redeem these points for stays at Hyatt hotels. The good news is that Hyatt hotels truly do have a worldwide presence.
You’ll also earn a free two-night stay at any Hyatt across the globe after you make you first purchase with your Hyatt Credit Card from Chase.
Fees: The fees associated with the Hyatt Credit Card are fairly standard for the industry. The card comes with an interest rate of 15 percent, though that rate can soar to 29.99 percent if you miss a payment or make a late payment. Cash advances cost either $10 or 3 percent of the advance amount, whichever is higher, while late and returned-payment fees can each run up to $35. The annual fee of $75 is a bit on the costly side. But you can make up for that if you accumulate enough rewards points for several free hotel stays.
- Earn points toward free stays at Hyatt hotels.
- Earn a free two-night stay at any Hyatt with your first purchase.
- Low interest rate.
- Annual fee of $75.
- Non-Hyatt purchases earn a smaller amount of rewards points.
- Penalty interest rate can soar as high as 29.99 percent.