Hess Credit Card Review | CreditShout

Hess Credit Card Review

By Kevin / April 6, 2010

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Verdict: The Hess Visa Platinum Credit Card from Chase is good for those who purchase gas frequently at Hess Stations giving you 3% back on your gas purchases and then 1% back on all other purchase that you make with the card.

For those of you who purchase gas from different stations, I recommend the Discover Open Road card which gives you 2% cash back at any gas station or restaurant (on up to $250 a month).

Overview: The Hess Visa Platinum card is offered by Chase and gives you rebates on Hess purchases and then a smaller rebate on all other purchases.

Fees: This card has no annual fee.

Rewards: The rewards program offered by the Hess Credit Card is pretty straightforward. For the first 60 days that you have this card you will receive a 10% rebate on gas and other purchases at Hess gas stations, and then 1% back on all other purchases. This is currently capped at $40 in rebates, or 10% in rebates on up to $400 spent.

After this bonus offer expires, you then earn 3% back on gas purchases and 1% back on all other purchases. The 3% rebate on gas purchases does have a cap so that you only receive the 3% on the first $400 in gas purchases each month. You also continue to earn 1% back on all other purchases, and there is no cap on this.

Although this card does have a cap on the rewards that I mentioned above, these caps are actually pretty high compared to some other cards which are capped at $250 in purchases per month.

This card also has a decent APR of 15.24% – 19.24% depending on your credit.

Pros:

  • Average APR.
  • Decent Rebates Program.

Cons:

  • Cap on some rebates (however these caps are fairly high).
The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author's alone. Additionally, the opinions of the commenters are not necessarily the opinions of this site

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