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Verdict: The Hess Visa Platinum Credit Card from Chase is good for those who purchase gas frequently at Hess Stations giving you 3% back on your gas purchases and then 1% back on all other purchase that you make with the card.
For those of you who purchase gas from different stations, I recommend the Discover Open Road card which gives you 2% cash back at any gas station or restaurant (on up to $250 a month).
Overview: The Hess Visa Platinum card is offered by Chase and gives you rebates on Hess purchases and then a smaller rebate on all other purchases.
Fees: This card has no annual fee.
Rewards: The rewards program offered by the Hess Credit Card is pretty straightforward. For the first 60 days that you have this card you will receive a 10% rebate on gas and other purchases at Hess gas stations, and then 1% back on all other purchases. This is currently capped at $40 in rebates, or 10% in rebates on up to $400 spent.
After this bonus offer expires, you then earn 3% back on gas purchases and 1% back on all other purchases. The 3% rebate on gas purchases does have a cap so that you only receive the 3% on the first $400 in gas purchases each month. You also continue to earn 1% back on all other purchases, and there is no cap on this.
Although this card does have a cap on the rewards that I mentioned above, these caps are actually pretty high compared to some other cards which are capped at $250 in purchases per month.
This card also has a decent APR of 15.24% – 19.24% depending on your credit.
- Average APR.
- Decent Rebates Program.
- Cap on some rebates (however these caps are fairly high).