Gold Delta SkyMiles Business Card Review | CreditShout

Gold Delta SkyMiles Business Card Review


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Verdict: The Gold Delta SkyMiles® Business Credit Card from American Express comes with a host of perks that make it a top choice among business pros who spend much of their time flying from one airport to the next. The card offers a generous bonus miles program and low interest rates. Additionally, it comes with no annual fee in the first year.

Gold Delta SkyMiles Business Card Rewards Program

The Gold Delta SkyMiles Business Credit Card from American Express allows holders to build up air miles at two rates. Cardholders will earn 2 miles per dollar spent when they use their card to purchase tickets and products from Delta and 1 mile per dollar spent when they make other purchases. Additionally, cardholders will earn 30,000 bonus miles after spending $500 within the first three months.

In terms of rewards, this card is all about travel. If you’re hoping to reduce your business travel costs and get plenty of other travel perks, this card may be for you. It also has reasonable fees when compared to other cards.

Travel and Shopping Benefits With Gold Delta SkyMiles Business Card

As mentioned, cardholders will be credited with 30,000 bonus miles after making $500 in purchases within the first three months of cardmembership with the Gold Delta SkyMiles American Express Business Card. They can also earn 2,500 bonus miles for every additional card that they submit with their initial application (limit of 2).

For every dollar that cardholders charge for Delta Airlines tickets or products, they’ll earn two airline miles. All other purchases earn 1 mile. Customers can redeem these miles to pay for future flights after they’ve earned at least 10,000 of them.

This business card also offers a few more perks. Cardholders will shave $100 off the costs of their Delta flights for every 10,000 SkyMiles they redeem. By holding this card, customers and up to 8 additional travelers get a complimentary checked bag on any Delta flight. On the anniversary of their approval for the Gold card, cardholders will receive a $99 companion certificate.

Interest Rate, Fees & Other Fine Print

The Gold Delta SkyMiles card comes with a variable purchase APR and an annual fee of $95. This annual fee is waived during the first year. For a complete list of fees and up to date APR information check the official American Express website before applying.

How It Compares To Other Airline Mile Credit Cards

Gold Delta Skymiles vs Platinum Delta SkyMiles

The Gold Delta SkyMiles Card wins in a head-to-head comparison with the Platinum Delta SkyMiles Card. While the Platinum Delta SkyMiles Card offers 1 mile per dollar spent, the Gold Delta SkyMiles Card has the same offer as well as 2 points per dollar spent on Delta products and flights.

Bonus miles of 10,000 are available at the $25,000 and $50,000 spending marks with the Platinum Delta SkyMiles Card, while 20,000 bonus miles are earned after the first purchase with the Gold Delta SkyMiles Card. Basically, it takes $50,000 in purchases with the Platinum version to get the same amount of bonus miles that the Gold Card gets after 1 purchase. Also, with it’s rewards being very similar and an annual fee of $150 that is not waived in the first year, the Platinum Delta SkyMiles Card is not the best bet for most customers.

Gold Delta Skymiles vs Delta Reserve Card

The Delta Reserve Credit Card, like the other 2 mentioned cards, is an airline miles card that is offered by American Express. This card comes with a $450 annual fee. It has a few extra perks than the Gold version, such as access to the Delta Sky Club - which gives access to fully-stocked bars with satellite television to you and up to 2 guests - and a complimentary first-class airline ticket annually. If you take advantage of just the first-class ticket, you’ll probably end up better off using this card than the Gold version, as the fees and other rewards are very similar. Essentially, if travel is more of an experience than a chore for you, go with the Delta Reserve Card. Otherwise, the Delta Gold SkyMiles card will do the trick at a much lower annual fee.


  • Get 30,000 bonus miles after you spend $500 in purchases on the Card within your first 3 months of Cardmembership
  • You can check your first bag for free and save up to $50 on a round-trip Delta flight
  • 2x miles for each dollar spent on qualifying Delta purchases and 1x mile for each dollar spent on other eligible purchases
  • Priority Boarding and 20% In-Flight Savings in the form of a statement credit on eligible purchases
  • $0 introductory annual fee for the first year, then $95
  • Terms & Restrictions Apply


  • If you are not using Delta, the rewards are a bit lackluster

Apply for Gold Delta SkyMiles® Business Credit Card from American Express

The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author's alone. Additionally, the opinions of the commenters are not necessarily the opinions of this site


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