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Verdict: With the FlexPerks Travel Rewards Visa Check Card, you can steadily earn points that you can redeem for free airline tickets. You’ll have to use your check card often, though. And you’ll have to make sure when you’re paying for your purchases that you use your check card as a credit card, purchasing your items without having to enter your PIN. If you don’t handle your transactions in this way, you won’t earn any FlexPoints.
Overview: You’ll earn FlexPoints with every purchase you make. Once you earn enough for free tickets, you can book flights with 150 participating airlines. You won’t be hampered with any blackout dates, either.
How This Card Works: When you make a purchase with your FlexPerks Travel Rewards Visa Check Card, the money will be automatically deducted from your checking account with U.S. Bank, the financial institution that issues this debit card. To earn FlexPoints, you’ll have to use your debit card as a credit card. The money for your purchases will still come out of your checking account. But instead of entering your PIN to complete your transaction, you’ll sign a receipt just as if you were paying with a traditional credit card. If you don’t make your purchases in this way, you’ll receive no rewards points for the transaction.
Travel and Shopping Benefits: You’ll earn one FlexPoint for every dollar in purchases that you make with your FlexPerks Travel Rewards check card. You’ll also receive 5,000 bonus FlexPoints just for activating your card. There is no limit on the number of FlexPoints that you can earn. Once you earn enough rewards points, you can then redeem them for free airfare at more than 150 participating airlines.
Fees: Debit cards do not come with the same fees that credit cards charge. For instance, check cards don’t carry late-payment fees because when you use them the money for your purchases immediately comes out of your checking account. There is no opportunity for debit card users to make a late payment. If you use your FlexPerk Travel Rewards card to withdraw money from an ATM not operated by U.S. Bank, though, you may face a small fee. Most ATMs charge from $1 to $4 for out-of-network cards.
- Can steadily earn rewards points.
- Can turn these points into free airline tickets.
- More convenient than carrying cash or writing checks.
- You’ll be charged fees when you use out-of-network ATMs.
- You’ll need to use your debit card as a credit card to qualify for rewards points.