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Verdict: Cleveland’s professional sports team don’t get much respect. Of course, that’s not surprising considering that none of the city’s pro teams have won a championship since the Cleveland Browns won the NFL Championship — it wasn’t called the Super Bowl back then — in 1964. But you can prove that you’re still a die-hard fan of the city’s sports teams with the Cleveland Indians MLB Extra Bases Credit Card. And while you do it, you can earn rewards points with every purchase that you make with your new credit card.
Overview: Major League Baseball and Bank of America have teamed up to create Extra Bases credit cards for all 30 Major League teams. The cards are identical except for the logos printed on their fronts. The Indians card, of course, features the team’s famous logo.
How This Card Works: You’ll earn rewards points with every purchase that you make with the Cleveland Indians MLB Extra Bases Credit Card. You can then redeem these points for Indians or Major League Baseball merchandise. That’s the fun part: You can turn your points into the opportunity to throw out the first pitch at an Indians game, earn an invitation to special team events or purchase that authentic Indians jersey. You can also turn your points into free airfare and other rewards.
Travel and Shopping Benefits: With every purchase you make with this card, you’ll earn one rewards point. That’s the extend of the rewards program, something that has earned these Extra Bases cards some criticism. Higher-end rewards programs give cardholders the chance to earn double or triple their rewards on specific purchases.
Fees: This card comes with no annual fee. And if your credit score is high enough, you’ll qualify for a purchase interest rate as low as 12.99 percent. Of course, if your credit score is weak, you’ll be stuck with a purchase interest rate as high as 20.99 percent. Cash advance fees cost $10 or 4 percent of the advance amount, whichever figure is higher. Returned-payment fees run as high as $25, while late-payment fees will set you back as much as $35. The card comes with an introductory interest rate offer of 0 percent on all new purchases for the first 12 months after you activate your account.
- No annual fee.
- Purchase interest rate as low as 12.99 percent depending on credit.
- Solid rewards program.
- Purchase interest rate can rise to 20.99 percent if credit score is weak.
- Rewards program offers no flexibility.