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Verdict: The CITGO PLUS Credit Card (not the Platinum Select Version) has a very high APR and no rewards program. For those of you looking to earn gas rewards and cash back, I highly recommend going with a better gas card like Discover Open Road because of the lack of benefits offered by the CITGO card.
Overview: The CITGO Plus Credit Card is offered by Citibank that can only be used at CITGO gas stations. There is also a Platinum Select version of this card which is a MasterCard and can be used anywhere.[include file=/wp-content/themes/customtheme/rec-gas.php]
Fees: This card has no annual fee.
Rewards: This card has no rewards program. Most of the people who are looking into this card are looking for a credit card that is going to save them money on gas through rewards and cash back. However this card simply does not do that – it’s a standard credit card with no rewards program that allows you to finance your gas purchases.
There are much better gas station specific cards out there like the BP Visa Credit Card that I recently reviewed, which offers 5% cash back on all purchases at BP Gas stations (probably the best station specific card). As I said above, another great gas rewards card is Discover Open Road, which allows you to earn 2% back on your gas purchases from ANY gas station, and at restaurants. You then earn 1% back on all other purchases.
- High APR
- No Rewards Program