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Verdict: The Cincinnati Reds are on the rise, surprising everyone last year by beating out the heavily favored St. Louis Cardinals for the top spot in the National League Central. Now you can show your pride in this young team of sluggers by applying for the Cincinnati Reds MLB Extra Bases Credit Card. This card, offered by Bank of America, gives you the chance to showcase your rooting interest in the Reds while earning rewards points with every charge.
Overview: Bank of America, in conjunction with Major League Baseball, offers 30 Extra Bases credit cards, one for each team in the league. Each card offers the same rates, fees and rewards program.
How This Card Works: Once you earn enough points, you can redeem them for merchandise, baseball tickets, game programs, invites to special team events and autographed baseballs. You can also redeem tickets for trips to Spring Training sites across the league and chances to throw out the first pitch at a Cincinnati Reds game.
Travel and Shopping Benefits: You’ll earn one rewards point for every dollar that you charge with the Cincinnati Reds MLB Extra Bases Credit Card. You won’t have the opportunity to earn triple or double rewards on any purchases. The card also comes with an introductory offer of 0 percent interest on all new purchases during the first 12 months after you’ve activated your credit card account.
Fees: Your interest rate on this card is tied into your creditworthiness. If your credit score is high, you’ll qualify for a purchase interest rate as low as 12.99 percent. If your credit score is weak, you’ll be saddled with a purchase interest rate as high as 20.99 percent. On the good side, this card charges no annual fee, so it’s an inexpensive one to own. Cash advances cost an industry standard $10 or 4 percent of the advance amount, whichever figure is higher. Returned-payment fees run as high as $25, while late-payment fees can hit $35.
- No annual fee.
- Reasonable interest rates depending on your credit.
- Rewards program.
- Interest rate for purchases can hit 20.99 percent if your credit is weak.
- Rewards program comes with no flexibility.