Chicago Cubs Extra Bases MLB Credit Card Review | CreditShout

Chicago Cubs Extra Bases MLB Credit Card Review

By Dan Rafter / March 7, 2011

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Verdict: They haven’t won the World Series in more than 100 years. But that hasn’t stopped the Chicago Cubs from attracting one of the most fervent fan bases in professional sports. Now all those fans who bleed Cubbie blue can showoff their passion for all things Cub with the Chicago Cubs Extra Bases MLB Credit Card. This card doesn’t offer the strongest rewards program in the industry — far from it it — but it does come with the Chicago Cub logo on its front. That’s enough of an incentive for many of this team’s most devoted fans.

Overview: Bank of America and Major League Baseball offer Extra Bases credit cards for all of Major League Baseball’s teams. The cards all operate the same way: They come with a basics rewards program that provides fans with a single rewards point for every dollar that they charge.

How This Card Works: Once fans earn enough rewards points, they can redeem them for Cubs merchandise or general Major League Baseball items. This includes game tickets — often hard to come by for Cubs fans — Wrigley Field memorabilia, autographed jerseys and invitations to Cubs events.

Travel and Shopping Benefits: Critics of these baseball-themed cards point to their rather vanilla rewards programs as a drawback. Cardholders will receive one rewards point for every dollar they charge with these cards. There are no opportunities to earn extra rewards points with specific purchases.

Fees: The fees associated with the Chicago Cubs Extra Bases MLB Credit Card are fairly standard. The purchase interest rate ranges from 12.99 percent to 20.99 percent depending on cardholders’ creditworthiness. There is no annual fee associated with the card. Cash advances cost $10 or 4 percent of the advance amount, whichever is higher. Late-payment fees run as high as $35, while returned-payment fees can cost as much as $25. The card does come with an introductory offer of 0 percent interest on all balance transfers for the first 12 months after card members activate their accounts.

Pros:

  • Chance for fans to showcase Cubbie pride.
  • Rewards with every purchase.
  • No annual fee.
  • Introductory 0 percent interest rate on balance transfers.

Cons:

  • Rewards program is vanilla.
  • Purchase interest rate can rise as high as 20.99 percent depending on credit score.
The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author's alone. Additionally, the opinions of the commenters are not necessarily the opinions of this site

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