Chase Ultimate Rewards Shopping Portal Review

Chase Ultimate Rewards points are very useful to anyone who’s new to earning points to take advantage of free travel. People who are also planning an international trip can also redeem their points to receive inexpensive car rentals, hotels, flights, and dining options.

To put it simply, whether you’re looking to visit your family during the holidays or make a trip to the Maldives, Chase Ultimate Rewards points are useful to have. If you’re looking to earn more points, then you should learn more about Shop Through Chase.

This feature from Chase provides opportunities to earn more points based on purchases that are already in your travel itinerary. This Chase Ultimate Rewards Shopping Portal Review will discuss the basics of the platform, as well as the pros and cons.

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What is the the Chase Ultimate Rewards Shopping Portal

The Chase Ultimate Rewards Shopping Portal is known as “Shop Through Chase”. It’s an online shopping portal where customers can earn rewards points by making ordinary purchases at eligible retailers.

This proprietary shopping portal allows customers to earn rewards points at hundreds of stores across the world. The great thing about this shopping portal is that you can make purchases on the retailer’s official website instead of altering your experience through Chase’s platform.

The number of rewards points you can receive generally depends on the retailer you choose to purchase from. Typically, you can earn 15 points per every $1 spent. This means that each Chase rewards point is worth approximately 1.7 cents each.

If you receive at least 15 rewards points from your purchase, that’s equivalent to receiving 25.5% in cashback.

How to Use the Chase Ultimate Rewards Shopping Portal

If you carry a card that can potentially earn rewards points from Chase, you can use the Shop Through Chase platform. The Chase cards that can earn these rewards points include:

Chase Sapphire Reserve
Chase Freedom Unlimited
Chase Freedom Flex
Ink Business Unlimited Credit Card
Ink Business Preferred® Credit Card
Chase Sapphire Preferred® Card
Ink Business Cash Credit Card

The general rule of thumb here is that many cards Chase advertises its cash back rewards through can also earn rewards points. If you got any of the cards above, follow these instructions to access the Shop Through Chase portal:

Step #1: Access the Portal

First, sign into the Chase Ultimate Rewards website. If you have multiple cards that can earn rewards points, you’ll need to select at least one card to continue to the shopping portal:

Step #2: Select “Earn Bonus Points”

Once you’re logged in, you should see multiple options in managing your account. On the top, drop-down menu, click “Earn/Use. Next, select “Earn Bonus Points”. The icon will resemble a small shopping bag.

Step #3: Select a Retailer

Once you complete the second step, you’ll now be able to shop at different retailers to earn rewards points. On this particular platform, you can select from hundreds of different merchants in order to find the stores you regularly do business with.

When you make a selection, you’ll be directed to the store’s official website. You’ll receive the rewards points as soon as you complete the checkout process on the store’s website.

It’s important to remember that you must complete the checkout process in the same session you clicked on the store’s website. This means that if you close the window to the store’s website and open it again without accessing the shopping portal, you won’t receive any rewards points even if you make a purchase.

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Things to Remember When Using Shop Through Chase

Accessing and using the Shop Through Chase platform is pretty simple. Before you begin shopping and earning rewards points, here are some helpful reminders to help improve your experience:

You Can Use Almost Any Credit Card

One of the top benefits of accessing the Chase Ultimate Rewards Shopping Portal is that you can use almost any credit card. Many retailers will help you earn rewards points with other credit cards.

Therefore, use whichever credit card you feel will benefit you the most. This way, you’ll receive additional rewards points along with the bonuses on your chosen credit card. For example, if you use an Amex credit card to make a $100 purchase, you can potentially earn 700 rewards points.

This is if your Amex credit card offers 2 points per $1 spent and your Chase credit card offers $5 per $1 spent.

Compare The Bonuses of Each Retailer

It’s simple to shop at your favorite retailers using the Chase Ultimate Rewards Shopping Portal. If you’re interested in a particular product at Macy’s, it’s convenient to use the portal to access Macy’s official website.

How Do Credit Card Issuers Define Bonus Category Spending?

However, you can unlock more rewards opportunities by comparing prices and bonuses from different retailers. For example, if you want to buy a new LG TV, you can try shopping with retailers who offer electronic products instead of the official merchant.

You’ll probably earn more rewards points with shopping with a store like Overstock.com rather than LG.com. You should still make sure that the price isn’t going to be an issue on other retailer websites.

Receive Help from Chase

You can shop at hundreds of stores using Shop Through Chase. To receive regular updates on products that are available with your favorite retailers, sign up to receive promotional emails from Chase.

Chase Ultimate Rewards Shopping Portal: Pros and Cons

Are you considering using Shop Through Chase. If so, here are the pros and cons associated with using the platform.

Pros:

You can receive access to hundreds of merchants across the world.
You can use almost any eligible credit card for purchases.
All purchases are made through a simple-to-use, intuitive platform.

Cons:

Shopping on this platform doesn’t always provide the best return compared to other options.