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Verdict: The Chase Student Flexible Rewards Card is a decent student credit card, allowing you to build your credit history while earning rewards through a solid rewards program. If you are a college student looking to build your credit, you probably want to check this card out.
The Chase Student Flexible Rewards Card is a college student credit card that is great for building credit and has a solid rewards program allowing you to earn various rewards such as airline tickets and gift cards to your favorite stores. The flexible rewards program is what really makes this a great card giving you a wide variety ways to exchange your points.
When you are a college student you are often bombarded with various credit cards offers. Most of these credit cards will have sky high fees and poor rewards programs. Most people just assume that this is all they can get since they have no credit history and are just beginning to invest and save. There are a few good college credit cards however and this is one of them.
How it Works
The Chase Student Flexible Rewards Card has an easy to follow rewards program. You get 1 point for every dollar that you spend with the card. You can earn up to 5,000 points a month, and up to 60,000 points annually (per year). Although the card has these rewards point limitations, most college students shouldn’t spend enough on the card to be affected by them.
You can redeem your points for a wide range of different merchandise and services, this is why this card is really great. The Student Flexible Rewards program is one of the best out there because of the selection of rewards you have to choose from. You can exchange points for gift cards and merchandise from popular stores like BestBuy, Starbucks, Blockbuster, Chijis Bar and Grill and Sam Goody. Your reward points can also be used to purchase travel services such as airline tickets and hotel rooms.
There is no annual fee with the Chase Student Flexible Rewards Card. You get a 0% introductory APR for the first 6 months. The APR is then 17.49%. Although this isn’t the lowest rate around, the great rewards program easily makes up for the extra 1% point. Anyway you look at it, you arn’t going to get an amazingly low APR with any college credit card out there.
Starting to build your credit in college is very important and its just as important to choose the right card to build your credit with. The Chase Student Flexible Rewards Card is one of the best college student credit cards out there because of its flexible rewards system. The flexible rewards system is actually one of the best rewards systems out there because of the ability to redeem your points for merchandise from retailers as well as travel services.
Although the rewards system has a lot to offer it still is fairly simple to use (1 point for every dollar you spend) and this makes it great for a first credit card if your are a student.