THIS PAGE MAY CONTAIN AFFILIATE LINKS. MEANING WE RECEIVE COMMISSIONS FOR PURCHASES MADE THROUGH THOSE LINKS, AT NO COST TO YOU. PLEASE READ OUR DISCLOSURE FOR MORE INFO.
Verdict: The Cash Rewards for Business Visa Credit Card easily earns its place as one of the top business cards now available to consumers. The card allows holders to quickly earn cash-back bonuses. It doesn’t burden them with any annual fee. It comes with a 0 percent introductory interest rate. And even when that introductory period ends, cardholders with solid credit will be left with a rate that’s more than reasonable.
Overview: Cardholders earn cash-back bonuses at two different rates when using the Cash Rewards for Business Visa Credit Card: They’ll earn larger bonuses when they charge purchases at office-supply stores and at gas stations. They’ll also earn more cash back when they charge purchases for computer network services.
How This Card Works: Cardholders’ cash-back rewards will accumulate with every purchase they place on their Cash Rewards for Business card. Cardholders can begin redeeming their cash-back bonuses once they reach at least $50 worth of them. Cardholders can also add employee cards to their account at no cost. They can set differing credit limits on each of these additional cards.
Travel and Shopping Benefits: Cardholders will earn 3 percent cash back on all charges they make at office-supply stores and gas stations. They’ll earn the same percentage for every purchase they charge for computer network services. Cardholders will earn 1 percent cash back on all other charges they make.
There is no limit to the amount of cash that cardholders can earn.
Fees: The Cash Rewards for Business Visa card comes with an introductory interest rate of 0 percent for the first nine billing periods. After that, the interest rate adjusts to anywhere from 11.24 percent to 21.24 percent, depending on the credit scores of the cardholder. The card comes with no annual fee.
- Can earn cash back quickly depending upon where you shop.
- Low interest rate with good credit score.
- No annual fee.
- Interest rate can be as high as 21.24 percent for cardholders with bad credit.
- Cardholders will earn smaller cash-back rewards depending upon where they shop.