The APR is 23.99% with a default rate of 26.99%. The default rate occurs if the minimum monthly due is not paid for two consecutive biling cycles, or twice in a twelve month period.
The minimum finance card is $2.00, and the grace period is a generous 25 days.
There is no annual fee for the Bloomingdale’s credit card.
Late fees are as follows: $15 for balances up to $50, $29 for balances between $50 and $300, and $39 for balances above $300.
The Bottom Line
10% off two days shopping at Bloomingdales
Free shipping on online orders above $150.
Very high APR
High late fees
Credit Shout is a community of personal finance experts dedicated to helping you save money and make smart financial decisions. Learn how to master your credit card rewards, improve your credit score and start eliminating your debt.