Bloomingdale's Credit Card Review | CreditShout

Bloomingdale’s Credit Card Review

By Kevin / April 1, 2009
Bloomingdale's Credit Card Review

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Verdict:

This is a standard store credit card with a very high APR, only good for frequent large-purchase shoppers at Bloomingdale’s.

There are no benefits to this card beyond the discount received when you apply and the free shipping for certain online orders.

Overview: 

This card has a very high APR (23.99%) with late fees that reach the maximum once your balance is $300.

There is no annual fee for the Bloomingdale’s credit card however, making it a good option for people that shop at Bloomingdale’s often.

How This Card Works:

The Bloomingdale’s credit card is good at Bloomingdale’s stores and at bloomingdales.com.

When you apply for this credit card you will receive 10% all shopping for two days, and free shipping on online orders over $150.

The savings is limited to $150 on mattresses and $250 on furniture.

Travel and Shopping Benefits:

When you apply for the Bloomingdale’s credit card you receive 10% off all shopping at Bloomingdales the following two days.

You also receive free shipping on all orders over $150 online when you use your Bloomingdale’s card.

Fees:

The APR is 23.99% with a default rate of 26.99%. The default rate occurs if the minimum monthly due is not paid for two consecutive biling cycles, or twice in a twelve month period.

The minimum finance card is $2.00, and the grace period is a generous 25 days.

There is no annual fee for the Bloomingdale’s credit card.

Late fees are as follows: $15 for balances up to $50, $29 for balances between $50 and $300, and $39 for balances above $300.

The Bottom Line

Pros:

    • 10% off two days shopping at Bloomingdales
    • Free shipping on online orders above $150.

Cons:

      • Very high APR
      • High late fees
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The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author's alone.Additionally, the opinions of the commenters are not necessarily the opinions of this site

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