Asiana Visa Business Card Review | CreditShout

Asiana Visa Business Card Review

By Dan Rafter / November 9, 2010

THIS PAGE MAY CONTAIN AFFILIATE LINKS. MEANING WE RECEIVE COMMISSIONS FOR PURCHASES MADE THROUGH THOSE LINKS, AT NO COST TO YOU. PLEASE READ OUR DISCLOSURE FOR MORE INFO.

Credit Shout may collect a share of sales or other compensation from the links on this page.

Verdict: The Asiana Visa Business Card is one of the better airlines-rewards cards on the market today. It boasts a low interest rate, a generous rewards program and other perks that make this card stand out among its competitors. The only downside, and it’s a small one, is the $80 annual fee.

Overview: This card, offered through Bank of America, allows consumers to build up an unlimited number of airline rewards points. Cardholders can earn their points faster by charging flights and class upgrades from Asiana Airlines or by using their charge card at select grocery stores. They’ll also earn points for every other purchase they charge.

How This Card Works: Cardholders can redeem their rewards points after earning at least 10,000 of them. They can then turn these points into tickets with Asiana Airlines or any other airline that is part of the same Star Alliance group. Cardholders can also turn these points into seat or class upgrades.

Travel and Shopping Benefits: Cardholders earn two rewards points for every dollar they charge at select grocery stores and with Asiana Airlines. They’ll earn one rewards point for every dollar they charge on all other purchases. The card also provides an immediate bonus of 10,000 rewards points as soon as cardholders use their Asiana Visa Business Card to make their first purchase.

There are no limits to the rewards points that cardholders can earn, and these points will not expire.

Fees: The Asiana Visa Business Card comes with a reasonable interest rate of 13.24 percent. It also comes with an annual fee. But this fee, $80, is fairly low by business card standards. Cardholders should find that the rewards program that comes with this card is generous enough to outweigh the cost of this fee.

Pros

  • Generous rewards program.
  • Low interest rate.
  • 10,000 bonus points after first purchase.

Cons

  • $80 annual fee.
  • Must redeem bonus points for flights or upgrades with Asiana Airlines or other members of Star Alliance airlines.
The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author's alone.

Leave a comment:


shares