AirTran Business Credit Card Review | CreditShout

AirTran Business Credit Card Review

By Kevin / December 8, 2010

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Verdict: AirTran Airways offers a business credit card, AirTran Airways A+ Business Card to be exact, that offers many of the same perks, as well as a few more, that the two AirTran Airways personal credit cards do. The rewards program on this card is as good as on the personal ones, and the APR (annual percentage rates) are slightly better than the personal ones. In addition, you can choose between an annual fee card and a no-fee card. All in all, this is a good business credit card.

Overview: The AirTran Airways A+ Business Card works pretty much like any other business credit card. You get extra rewards points for utilizing AirTran travel and airline services, but can still earn points on regular business purchases as well as on balance transfers from other business accounts.

How This Card Works: This card offers a number of services that a business person may find useful. These include reward points for business account balance transfers, $0 fraud liability, and other services designed specifically for business transactions. The interest rate is variable, rather than fixed (14.24% or 17.24% for regular purchases; 20.24%-also variable for cash advances); however, the majority of transaction charges and fees are the same low 3%, which may help save money.

Travel and Shopping Benefits: If you choose the annual fee card, you earn 2 points for every $1 spent on AirTran travel and services; 1 point for each $1 spent on other transactions and purchases. With the no-fee card, you earn 1 point for every $1 spent on AirTran travel and services, and 1 point for every $2 spent on other transactions and purchases.

Fees: $39 is the annual fee if you choose that particular card. In addition, there are 3% fees charged for balance transfers, cash advances, and convenience checks, as well as currency conversion. $19 is charged for late payments under $250; $39 is charged for late payments over $250. There is a $39 over-the-limit fee; and a $39 returned payment and convenience check fee. Depending on specific circumstances, however, these fees can rise or fall.

Pros:

  • Good rewards offers
  • Option of annual fee or no annual fee
  • Additional cards available for employees

Cons:

  • Variable rather than fixed rate on ALL APRs
  • Fees can “jump around”; may be difficult to know how much is going to be charged at any given time.
The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author's alone. Additionally, the opinions of the commenters are not necessarily the opinions of this site

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