Advanta Platinum Business Card with Unlimited Rewards Review | CreditShout

Advanta Platinum Business Card with Unlimited Rewards Review

By Kevin / October 31, 2008


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Verdict: With the Advanta Platinum Business Card with Unlimited Rewards you can earn cash back and rewards for the purchases you make for your small business on a daily basis. You can earn up to five percent and have an introductory 0.0% APR for the first fifteen months. This is a great card for small business owners.


One of the best thing about Advanta Platinum Business Card with Unlimited Rewards is that the cardholder can either choose the cash back or points option. This small business card allows business owners to receive one point for each dollar that is spent using the card. These points can be used towards cash back programs, retail gift certificates and travel accommodations and airfare. As a small business card, owners are looking to cut costs wherever possible.

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The flexible rewards offered with the Advanta Platinum Business Card with Unlimited Rewards allows the small business owner to use the points for business trips, office supplies or even small business electronics.  For all other purchases, the card owner will receive 1% cash back.
Cash back is available for all purchases at the rate of either five, or one percent. A check is issued when the amount has reached fifty dollars. The automated service saves time and tracking for the busy small business owner.

There is no cap on the points that can be earned through the credit card. These points are applied to the account – and do not expire. The points can even be used to download your favorite songs to listen to during those long hours at the business place.

As An Added Bonus

As an added bonus, card holders are given an introductory rate of 0% APR on balance transfers. Advanta offers optimal customer service – just another one of the many reasons that small business owners choose the Advanta Platinum Business Card with Unlimited Rewards.

Small business owners now have a choice to earn points for the purchases that they make on a daily basis. The points are redeemable for travel, products and gift certificates for your favorite retailers. When choosing points for your reward option, it is important to know that there are no blackout dates through the course of the redemption of points for travel. Imagine, travelling for business when you see fit – not a credit card company.

Did you know that you could earn more than five percent cash back on the purchases that are made on a daily basis? Anything from gasoline to office supplies, computer programs, and software or internet bills can be applied to this cash back. Once a check accumulates to the amount of fifty dollars, a check is sent out to the cardholder.

Fees and APR

If the cardholder transfers a balance to the card than they can have the benefit of 0.0% APR for the first fifteen months! At the end of the fifteen months, the rate on purchase is increased to 7.99% APR. Even this rate is lower than most small business cards. This is one of the reasons that this card is so popular, the interest rate is phenomenal.


1. The card comes with a low Interest Rate 7.99% APR
2. 2. There is no annual-fee for the cardholder
3. 3. Introductory Extended 0% APR Interest rate for fifteen months
4. 4. There is 0% fraud liability to the cardholder

The Decision

The flexibility that is offered in the rewards program for the Advanta Platinum BusinessCard with Unlimited Rewards is like many other cards. Unlike many other cards, the unlimited points that can be earned combined with the low cost of owning the card make this card a valuable addition to your wallet.

With the card available to those that have average credit and above – there is no reason that you should wait to apply for this useful card. Did you know that you can even order cards for your employees? You can create specified limits for each of the employees – doesn’t this sound like an easy way to manage the business expenses?

The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author's alone. Additionally, the opinions of the commenters are not necessarily the opinions of this site


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