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Verdict: This rewards card is great for people that want an easy to use, simple rewards card. This card earns one point per dollar which can be redeemed for gift cards to practically anything–cruises, flights, restaurants, gasoline, hotels, and more. The low APR on this card makes it ideal.
The AARP Travel Plus Visa Signature card earns one point for every dollar you spend. You can redeem these points for gift certificates at a variety of locations, including air travel, car rental agencies, hotels, gas stations, and restaurants. You can earn up to 100,000 points per year and your points are good for four years.
How This Card Works:
Your AARP Travel Plus Visa Signature card earns 1 point for every dollar you spend. Every month you’ll receive a statement that reports your points and purchases. Your points can be redeemed for roundtrip air travel, cruise certificates, hotel stays, gas cards, rental car agency gift cards, and restaurant gift cards.You can redeem your points when you’ve accumulated as little as 2,500 points. You can earn up to 100,000 points per year that expire in four years. This card also comes with a Visa personal assistant and the Visa dining club, which allows you to get reservations at fully booked restaurants during prime dining hours and up to 20% discounts during off-peak hours. You can also receive hotel room upgrades, early check-in and late check-out at hotels, and discounts at rental car agencies.
Travel and Shopping Benefits:
You earn 1 point per dollar spent with your AARP Travel Plus card which can be redeemed when you reach as little as 2,500 points. You can redeem your point for airline miles or gift cards at restaurants, stores, hotels, and rental car agencies. If you redeem your points for airline miles you can fly on any airline with no black out dates and no lowest available fare requirement. You can earn up to 100,000 points per year with no monthly minimum. Points expire after 4 years.
There’s a 0% APR for up to 12 months on purchases and balance transfers. After that, the APR is a variable 9.24%. The cash advance APR is 19.24% and the default APR is 19.99%. The annual fee is $59. The grace period for the AARP Travel Plus Visa Signature card is at least 25 days. Transaction fees are 3%, with a minimum of $5 for balance transfers and $10 for cash advances. The late payments are $15 for balances up to $149.99, $29 for balances between $150 and $1,199.99, and $39 for balances of $1,200 and above. There is no over the credit limit fee.
- Very low APR of 9.24%
- 0% fraud liability
- Earn points good toward flights, hotels, rental cars, restaurants, and shopping
- Low late payments
- No over the credit limit fee
- Visa dining club
- Visa personal assistant
- $59 annual fee
- 100,000 points maximum per year
- Points expire after 4 years