What Credit Score is Required for Chase Business Cards? | CreditShout

What Credit Score is Required for Chase Business Cards?

By Kaitlin T / January 10, 2011

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Q: I’m thinking about applying for a new business credit card from Chase, what credit score do I need to be accepted?

A: Chase is one of the companies that requires “good” to “excellent” credit. This means that to stand a good chance of qualifying for one of their cards, you need at least a credit score of 700. A score of 750 or above is ideal, as well as a fairly clean (e.g. no late payments) credit history. Obviously, the higher your score the better, especially when applying for a business card.

The “Ink” line is Chase’s business line of credit cards. This includes the Ink card, the Ink Plus card, the Ink Cash card, and the Ink Bold card. The Ink Cash is a good choice because in addition of offering points, it also offers cash back on categories such as fuel, dining, and office supplies. It and the Ink card are the only two that have no annual fee. Of course, the “best” card differs from person to person, depending on their individual business needs.

As with all credit cards, remember that credit score alone is not what determines whether or not you qualify. Many other factors go into it such as credit history, job history, and the number of credit cards you currently have.

If you do qualify, congratulations! You will receive many perks such as a higher credit limit, more points, and other bonuses that personal credit cards do not give you. With the Ink Bold, there is no spending limit; large purchases are evaluated on an individual basis, meaning you may qualify for purchases you wouldn’t with a personal card.

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