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Q: I want to refi some credit card debit with Payoff. What credit score do I need to qualify for a Payoff loan?
A: The minimum credit score you will need to qualify for a Payoff loan is 660.
In order for Payoff to provide the rates they do (between 8% and 22% APR), they need to look to borrowers with at least average credit scores. So while the minimum score to apply is 660, the higher your score the more likely you are to be approved.
To find out all the requirements for a Payoff loan, check out our complete review.
Or click here to apply on Payoff.com.
If you are looking for lenders that have lower credit score requirements, we recommend you check out One Main Financial, and Lending Club.
Or you may want to consider complete the Even Financial common loan application to use one form to apply to multiple lenders.