THIS PAGE MAY CONTAIN AFFILIATE LINKS. MEANING WE RECEIVE COMMISSIONS FOR PURCHASES MADE THROUGH THOSE LINKS, AT NO COST TO YOU. PLEASE READ OUR DISCLOSURE FOR MORE INFO.
Credit Shout may collect a share of sales or other compensation from the links on this page.
Q: I have a Discover More card and I want to sign up for the rotating category rewards program that I’ve read about on your site. How can I do this?
A: To sign up, you have to have a Discover More card. Go to the rewards site and enter your account number and password, then click “Sign Up Now.” You can also enroll over the phone at 1-800-Discover. Each quarter, you must opt in before you can start accumulating the cash back rewards.
The way it works is you receive 5% cash back on certain categories that change every 3 months. You receive the 5% up to $800 per quarter, then each purchase afterward receives 1% cash back. Following are the categories that are available in 2011. 1st quarter: travel and restaurants, plus grocery and drug stores in March only; 2nd quarter: home and fashion; 3rd quarter: gas, hotels, movies, and theme parks, and 4th quarter: restaurants and fashion.
One way to make the most of your cash back is to redeem it for gift certificates. You can receive many $50 gift certificates for $45, and many are $20 for $25. If you already shop at these places, it’s a great deal, since you get an extra 10-20% off. Some examples of gift certificates you can receive are Applebee’s, Dave & Buster’s, Starbucks, Lowe’s, Staples, Gap, and AMC. Log in to the account center to see your options.
For a full run-down of the Discover More rotating categories, check out this article.