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Q: I want to use my cash back from my Discover card for a gift card. How can I do this?
A: First, you must log into the Discover Account Center. This can be found here. If you do not have an account yet, there is an option to register. When you register, it will ask for your card information as well as the cardholder information.
Once you have logged in, you should see on the home page how much cash back you have earned. If you have earned at least $20, you can redeem it. Browse the Rewards section, and add whichever gift cards you want to receive to your shopping cart. Check out when you are ready, just like on a regular retail website. After ordering the gift cards, you should receive them in the mail in about 1-2 weeks.
Discover has a large selection including restaurants, department stores, entertainment and more. Some examples of gift cards that they offer are Chili’s, Pizza Hut, Banana Republic, CVS, and AMC, although there are many more. With most of these cards, you will get a better value than if you had simply requested cash back. For example, $20 cash back may turn into a $25 gift card.