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Q: How do I get a Citi 2G Credit Card?
A: Right now, you probably can’t. But later in 2011? Then your odds are better. That’s when Citi will make its technologically advanced Citi 2G credit card available to the general public. Today, the card is still being tested, so only a small number of Citi customers actually have access to it.
In case you haven’t heard, the Citi 2G credit card is being advertised as the next generation of credit card. Citi released its electronic 2G credit cards in limited numbers in November of 2010. The cards come equipped with two buttons on their fronts. Cardholders can press one button to tell the card to pay for their purchases with regular credit. A second button allows consumers to pay for their purchases by redeeming points or cash rewards. Customers merely press one of the buttons to make their decision. The button that they press will light up, confirming consumers’ selections.
It’s a rather nifty toy. But remember this: It’s the first generation of this type of card. Do you really want to be one of the first users? It usually makes sense to wait until the bugs are worked out of any new technology before you sign up for it. Remember the first smart phones, video games or cell phones to hit the market? The next generation of electronic gadgets were always a bit better.
But if you truly want your Citi 2G credit card when Citi rolls them out on a widespread basis later this year, make sure that your credit is impeccable. You can bet that those Citi customers with the best credit scores will gain first crack at these technologically advanced credit cards.