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Q: One of my friends told me she donated her credit card rewards to a charity. I think that is a great idea. How do I know if my credit card company offers this?
A: Most rewards credit cards offer an option to donate your points or miles to charity. It’s win-win: the credit card company gets to look good and their customers get to feel like they are doing a bit of good in the world. Whichever rewards card you have, you can probably find an option to donate to a worthy cause.
Citi has a rewards section devoted to donating to charity. Right now it only has two rewards options, donating to the Red Cross or receiving a Giftback card, which allows you to donate to many different charities.
Discover also has an option for donating your rewards to a charity. Their system works a little differently: you visit their website (https://discover.justgive.org/index.jsp) and type the charity you want to donate to in a search box, and if it comes up as one of the options, you select “Donate Now.” If the charity you want to donate to isn’t listed, you still have some good options such as the Red Cross or the Salvation Army.
Capital One, too, allows you to use your rewards to donate to charities. At their No Hassle Giving Site you can donate to a variety of charities; their website has 1.2 million charity options. Capital One gives you the option of paying with either a credit card or your credit card rewards.
American Express is no exception. If you view their membership rewards site, you can view their different charity options. You can currently donate to Save the Children and UNICEF, and if you view the description, you will see what types of things your rewards will go to (for example, immunizing children against the measles).
If you have a card from a rewards program not listed above, just check your rewards catalog or call your credit card company’s customer service department. You should be able to find at least a few options for donating.