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Q: I was thinking about applying for the Amazon credit card, but my credit score isn't excellent. What is the minimum score required to be approved for this card?
A: There are several Amazon credit cards available, but for the Amazon Store Card, your credit doesn’t need to be excellent.
Amazon, like most credit card issuers, doesn’t share all of its requirements for qualification, probably because they change from time to time based on whatever is profitable at the moment.
With this said, several customers with credit scores in the low 600s, and even one with a score in the upper 500s, have recently managed to get approved for Amazon store credit cards. As long as your score is in the “fair” range, you don’t have any major black marks on your credit report (like a bankruptcy), and you have income coming in, you should be able to score their store card.
Looking for the Amazon Rewards Credit Card?
This card requires credit scores in the "good" range (around 660 - 720). But with it, you do get the opportunity to earn 3% cash back rewards that you can apply to your Amazon.com purchases as the rewards are earned. (They just recently added the option to apply your rewards as a payment method at checkout.)
Last Updated on April 16, 2020