Credit Card With No Credit Check? | CreditShout

Credit Card With No Credit Check?

By Kevin / September 1, 2010
How To Get a Credit Card You’ve Been Declined For and When To Re-apply?

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Q: Is it possible to get a credit card with no credit check?

A. For people with limited, poor, or no credit, it may be difficult to obtain approval for a traditional credit card.

As a result, prepaid and secured credit cards may represent a viable alternative.

One product which guarantees approval of all applications is the UPside Visa Prepaid Card. Customers who load money onto the card do not have to worry about a credit check or an activation fee.

Editor’s Note: The UPSide Visa program will be closing in early 2017.

The monthly maintenance fee is just $2.99, and that amount drops to 99 cents if at least $500 is loaded onto the card every month.

This can be easily accomplished by setting up a Direct Deposit account which transfers money from your paycheck to your card account automatically.

Cardholders can also deposit or withdraw cash at some 50,000 retailers across the nation. The card also features other amenities like the ability to write checks online for bill paying or an optional companion credit card which simulates a joint checking account.

There are actually quite a few prepaid cards that don’t require a credit check and this is generally the best way to go if you can’t obtain a traditional card for whatever reason.

To see more options for those with bad or no credit check our bad credit page which outlines the best cards for those trying to build credit.

And to learn more about credit, your credit score, and improving your credit profile, check out our page dedicated to credit scores. Start on your path to better credit and financial well being today. But please be aware it will take some discipline and hard work. Once you get started, though, I think you will be hooked.

The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author's alone.Additionally, the opinions of the commenters are not necessarily the opinions of this site

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