Compare Student Credit Cards | Creditshout

Best Student Credit Cards

top picks for student rewards credit cards


Finding the best credit cards aimed at college students can help make your college experience both more affordable and more rewarding.

College offers students new opportunities every day. New friendships are forged, careers are chosen and independence blossoms. This is the perfect time to begin building your credit and learn money management skills that will serve you for life, too. Every purchase from books to pizza can help establish the type of credit score needed to purchase your future car or home.

​Student cards are primarily geared towards those with little to no credit history, making it very important to find the right card.

Some cards targeting those with limited credit have pitfalls and hidden fine print. This is why we are constantly sorting through hundreds of these offers, and hand select the best student credit cards, which are then reviewed below.

Unfortunately, there is a trend in the last few years to cut back or discontinue rewards cards aimed at college students. But there are still some available.

The student cards we try to include on this page have good rewards programs, low fees for credit cards targeted at those with limited credit, and no traps or hidden fees. Regardless, it’s always important to read the fine print before applying!

We also recommend using your student credit card responsible. It can be a great way to build credit and qualify for even superior rewards cards when you graduate.

Our Top Picks for 2017

Capital One Journey vs. Discover it for Students

Comparing the Capital One Journey Student Rewards card and Discover it for Students is no easy task.

Both of these cards offer great benefits to college student and will help you build credit for the future. And earn some cash back while you are at.​

But what really sets these cards apart from the completion is the lack of fees, including no annual fees and no foreign transaction fees.

Both of these credit cards are fantastic choices for college students. 

What Sets Journey Apart

Quickly, what we think set the Capital One Journey card apart from the Discover card are:

  • ​Our research shows it is easier to qualify (especially if you attend a 2-year college).
  • 19.8% Variable APR available for all applicants.
  • No need to keep track of rotating rewards categories geared towards working adults.
  • No balance transfer fee.

What Sets Discover it Apart

On the flip side, there are some things we prefer about Discover it for Students to the Journey student card:

  • ​Introductory 0% APR offer on new purchases.
  • First year and good grade cash bonus offers.

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Finding the best credit cards aimed at college students can help make your college experience both more affordable and more rewarding.
The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author's alone. Additionally, the opinions of the commenters are not necessarily the opinions of this site