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They say diamonds are forever. Citibank seems to think so – which is why the bank is offering the Citi Diamond Preferred Card. Citi has rolled out a promotion that will give you an annual percentage rate of 0% for the first 12 months of membership. The no-interest deal is also good for balance transfers (though transfer fees will apply). After a year, the rate rises to a variable APR of 14.99%.
But this card is also big on customer service. Diamond Preferred cardmembers can take advantage of Citi’s 24/7 Concierge service. You can get tickets to a show or sporting event, make reservations at restaurants, or even book an entire vacation. In addition, if the card is stolen you won’t be held accountable for any of the unauthorized charges. Plus, you have access to secure online account management as well as Citi’s identity theft solutions.
There’s no annual fee for the Citi Diamond Preferred Card. You can read the full card review here.