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The Citi Forward® Card for College Students is a rare beast in that it’s a credit card designed for young adults that actually comes with a significant number of perks. Students can rack up rewards points with every charge that they make. They can also earn bonus rewards points for using their card responsibly. Now, Citi is offering college students a hefty amount of bonus points if they spend enough with their Citi Forward card.
After students charge $250 with their card and sign up for paperless statements — a nice, environment-friendly move — they’ll receive 8,500 bonus points from Citi.
This card has the following rewards:
- 100 ThankYou Points each billing period that you pay on time and stay under your credit line
- Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.
This card has no annual fee. After this introductory period ends, the card’s interest rate will settle in anywhere from 12.99 percent to 20.99 percent, depending on the creditworthiness of cardholders.
Finally, students can also reduce their purchase interest rate as much as 2 percentage points when they make a purchase, stay under their credit limit and pay their bill on time three billing periods in a row.
- Credit RequiredAverage Credit
- Rewards Program• No Cosigner required• 5 ThankYou® Points for every $1 you spend at restaurants and on entertainment; 1 point per $1 on all other purchases.• APR reduction on purchases when using credit wisely• 100 ThankYou Points each billing period that
- Signup BonusN/A