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In addition to the 50,000 bonus points, you can earn additional in popular spending categories and up to 5X points per dollar on eligible business purchases, and points do not expire.
So, if you spend $50,000 in the first year in the categories offering 5x points, you will earn 250,000 points. That’s $2,500 in travel if the points are transfered to a frequent flyer program!
Most purchases earn 1 point per dollar spent, which is still essentially like getting 1% back. Purchases through the Ultimate Rewards Mall qualify for up to 10 points per dollar spent. Points never expire with this card.
This is a charge card, so you won’t have to deal with APRs. There is no annual fee in the first year and no foreign transaction fees.
Your points can be redeemed for travel, gift cards and other purchases. Additionally, they can be transferred to other rewards programs at a 1 to 1 ratio, including those of:
- British Airways
- Continental Airlines
- Korean Air
- Priority Club
In addition to the mentioned benefits of this card, there are several others that will make this card a worthwhile offer if you are in the market for such a card. If you use the mentioned airlines, hotels and/or other partners of Chase, then you’ll gain plenty of value from all those bonus points that this card offers. Additionally, the fees are low for a card that offers this much, so this is a good bet for most people. Go with this card if you travel frequently and want to accumulate a lot of points.
- Credit RequiredExcellent Credit
- Rewards ProgramEarn up to 5X points per dollar on eligible business purchases, and points do not expire.
- Signup Bonus50,0000 Bonus Pointsafter you spend $5,000 in the first 3 months from account opening.