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If you charge at least $250 with your U.S. Bank FlexPerks Select Rewards Visa Card, you’ll earn a nice bonus: 5,000 rewards points. You can then redeem these points for merchandise, gift cards, travel or an account statement credit.
You will have to charge your $250 within 90 days of opening your FlexPerks account, though.
This FlexPerks rewards card operates like most: You’ll earn rewards points for every dollar that you charge.
In this case, you’ll earn one rewards point for every two dollars that you charge with your card.
The card comes with other perks,too, including an introductory interest rate of zero percent on all balance transfers for the first six months after you open your account.
This card does come with an annual fee of $25, but it’s easy for cardholders to get around it. This fee is waived the first year that you own the card. And as long as you use your card to make at least one purchase a year, you won’t be charged the $25 fee.
Purchase interest rates are reasonable: If your credit is good, your interest rate could be as low as 11.99 percent. If your score is weak, your purchase interest rate could rise to as high as 17.99 percent.
Be careful of making late payments, though; the card will charge you a penalty interest rate of 28.99 percent.
This has always been a solid rewards credit card. The 5,000 bonus rewards points just makes it even more attractive to consumers who use their credit cards often.