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Many banks are touting incentives like cash back and low annual percentage rates in an effort to lure new customers. But Citibank is offering an impressive deal that rivals any other credit card promotion in the market right now.
Consumers who apply for the Citi® Dividend Platinum Select® MasterCard® before September 30, 2010 will enjoy 0% APR on all purchases made before November 1, 2011. There’s also no annual fee for this card.
Cardholders can also earn 1% cash back on every purchase made with the card and 1% cash back on all cash advances as well (though the APR on cash advances is 25.24%). In addition, members get 5% cash back when they use the card at restaurants, car rental counters, and hotels until September 30, 2010. Plus, cardholders can enjoy anywhere from 2% to 5% cash back (or more) rewards when they shop at participating retailers in the Citi Bonus Cash Center.
Once you accumulate $50 is cash back rewards, you can request a check from Citi. The maximum cash award you can receive is $300 in a calendar year (which is why we generally recommend Discover More or Blue Cash from American Express, which do not limit the amount of cash back you can earn).
Apply for the Citi® Dividend Platinum Select® MasterCard®