Typically, a consumer with a good credit history can apply for a loan several times a year before it starts to affect their credit rating. There are many companies.... Read More
The Horizon Gold Card is aimed at people who have poor credit, and those seeking to rebuild their credit history... Read More
U.S. Cellular is the fifth-largest wireless network in the country after AT&T, Verizon, Sprint and T-Mobile. Headquartered in Chicago, U.S.... Read More
Under the Fair Credit Reporting Act (FCRA), you are entitled to a free copy of your credit report each year... Read More
Given how different credit scores use the same basic information to try to predict the same outcome, it is no surprise that the steps you take to improve your... Read More
Lower balances can mean lower rate of loan utilization (and higher scores) keep your credit balances low so that you do not increase.... Read More
Did you run up some debts over the holidays? Wondering how to restructure your credit card debt in the new... Read More
If you have your eyes set on the newest iPhone 7, but your credit is less-than-stellar, you still have options.... Read More
While the FICO and VantageScore chart above give an overview of how lenders might interpret different ranges of credit ratings, lenders and other companies can and often have different.... Read More
Even if you save on interest payments, transferring credit card debt from one account to another does little to improve your credit score. Keeping a balance sheet can lead.... Read More
Editor’s Note: Our updated recommendations on where to Get Your Credit Score can be found here. Most people know that their... Read More
How Much Will Your Credit Score Increase? One of the most effective ways to improve your credit scores is by... Read More
