College students need to build credit for many reasons. Having a good credit score can open doors to financial opportunities... Read More
Typically, a consumer with a good credit history can apply for a loan several times a year before it starts to affect their credit rating. There are many companies.... Read More
While the FICO and VantageScore chart above give an overview of how lenders might interpret different ranges of credit ratings, lenders and other companies can and often have different.... Read More
Even if you save on interest payments, transferring credit card debt from one account to another does little to improve your credit score. Keeping a balance sheet can lead.... Read More
Given how different credit scores use the same basic information to try to predict the same outcome, it is no surprise that the steps you take to improve your... Read More
I thought it would be useful to have a page with all of our recommended resources for building credit and... Read More
Should I Check My Credit Score as a Student? College students often ask, “why should I check my credit score”... Read More
Typically, a consumer with a good credit history can apply for a loan several times a year before it starts to affect their credit rating. There are many companies.... Read More
Even if you save on interest payments, transferring credit card debt from one account to another does little to improve your credit score. Keeping a balance sheet can lead.... Read More
Lower balances can mean lower rate of loan utilization (and higher scores) keep your credit balances low so that you do not increase.... Read More
Want to apply for cell phone service but your credit isn't so great?Unfortunately, this can get you into some trouble as most companies will require you to pay a down payment if your credit score is[...] Read More
Today we want to share our top credit card picks for people looking to build or rebuild their credit in... Read More
